PHF Rebates for Personal Trainers
Everything you need to deliver eligible fitness services under health management pathways and become recognised through AUSactive
Deliver Eligible Personal Training Services with Private Health Fund Rebates
AUSactive supports personal trainers and fitness businesses to deliver structured exercise programs aligned with private health fund requirements.
With new changes across private health funds, personal training and gym-based programs may be eligible under health management pathways, supporting clients with chronic conditions and long-term health goals.
AUSactive members gain access to education, templates, and step-by-step guidance to help ensure they are set up correctly and remain compliant.
AUSactive members can access additional guidance, resources, and tools through the Private Health Fund Toolbox in their Member Dashboard.
Not yet a member? Explore how AUSactive can support your pathway to private health fund eligibility.
Private Health Fund Eligibility Checker
Are you looking to check whether your qualifications meet private health fund requirements?
Personal Training & Health Management Pathways
Personal trainers may be eligible to support clients under health management or chronic condition programs, particularly where exercise is prescribed to improve long-term health outcomes.
These services are typically:
- Program-based (not casual sessions)
- Delivered 1:1 or in small groups
- Focused on long-term behaviour change and health improvement
This pathway is ideal for:
- Personal trainers
- Strength and conditioning professionals
Qualifications & Requirements
Minimum Qualification Requirements
To be eligible, you must hold a government-accredited Certificate IV in Fitness (e.g. SIS40215).
Important Education Rules
- Qualifications will not be recognised if:
- The course was completed entirely online or via correspondence.
- Clinical or practical components were not completed under supervision.
- Course Delivery Requirements
A minimum of 80 hours of supervised practical training.
- Training must:
- Be conducted on campus.
- Be supervised by a qualified trainer
- Be delivered by a trainer qualified at the same level.
- Be delivered by someone holding appropriate training and assessment credentials.
- Online learning must not exceed 50% of the total course delivery.
- You must hold a current First Aid and CPR certificate
- You must complete 20 CPD hours per year.
You must hold current Professional Indemnity and Public Liability Insurance.
AUSactive Professional Plus (Recommended)
For a simple, all-in-one solution, many personal trainers choose AUSactive Professional Plus membership, which includes industry-aligned insurance designed specifically for exercise professionals.
What’s included:
- Professional Indemnity Insurance (meets minimum requirements)
- Public Liability Insurance (meets minimum requirements)
- Coverage across your approved scope of practice
- Access to AUSactive membership benefits
Why it’s helpful:
- Ensures your insurance aligns with private health fund expectations.
- Saves time managing separate providers
- Keeps your cover up to date alongside your membership
- Professional Plus is ideal for personal trainers wanting a streamlined, compliant setup while working towards or maintaining eligibility for private health fund pathways.
